This class helps you understand the appraisal process and how to obtain the highest appraised value on your listings.

Cost - $20
Credits - 2

Instructor Name - SCOTT HAMLING
Company Name - Cherry Creek Mortgage

Wednesday, November 8, 2023 from 1:00 PM to 3:00 PM
In-Person Event: 1333 W 120th Ave Suite 116, Westminster CO 80234

Learn more about the top 5 obstacles first-time home buyers face.
Survey after survey reveals that first-time home buyers have many obstacles and much misinformation that is keeping them from achieving or even pursuing the American Dream of Homeownership.

Here are the top 5 obstacles first-time homebuyers have that keep them from buying a home per multiple consumer surveys—

- Record high mortgage rates
- The real estate market is going to crash soon
- They believe they don’t have enough money saved.
- The lack of homes within their budget
- They believe they don’t have good enough credit

What YOU will learn—

- The truth about each obstacle and how you can provide wisdom and confidence to renters that they can achieve the American Dream of Homeownership.
- How to educate consumers on their #1 obstacle that I am going to wait to buy until mortgage rates drop.
- You will learn about the 6 different loan programs that require 3.50% down or less plus 4 different down payment assistance programs.
- The #1 reason why renters think that home ownership is not in their budget.
- I will provide you with 3 ideas on how first-time home buyers can make their mortgage payments more affordable.
- How collections, charge-offs, and bankruptcies impact a consumer’s ability to buy a home.
- You will learn my Top 5 Credit Tips from my 25+ years of experience.

2 Free CE Credits
Class taught by Lonnie Glessner