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Buying a Home? Here are Essential Tools for the Homeowner to have!

ESSENTIAL TOOLS FOR THE HOMEOWNERBuying a house is a bigger investment than most people realize, and not because of hidden costs or fees. It's because of all the things you need to buy that you never knew you needed until you bought a house. Things like garbage cans. Step ladders. Brooms. A tool kit. You're probably going to need tools if you're go...


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Foster Stronger Appraiser Membership

How to grow and benefit from this vibrant segment of your association.

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© BruceLund

  70 Hits

Monday Minute: Week of June 17, 2019

Both the House and Senate are in session this week. What issues should REALTORS® follow? Terrorism Risk Insurance Program Reauthorization (NAR Statement); Unmanned Aircraft Systems Security; Collection of Beneficial Ownership Information (NAR Questions Likely); and Home Appraisal Industry (NAR Staff Attending).

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© BruceLund

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NAR's Advocacy Work Towards COVID-19 Relief

The National Association of REALTORS® has been responding to a flurry of legislative activity aimed at providing economic relief from COVID-19. NAR is committed to ensuring that lawmakers continue to take into consideration the real estate industry, including independent contractors and small business owners.

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© BruceLund

  33 Hits

FHFA Directs Fannie Freddie to Allow Appraisal Alternatives

FHFA directed Fannie Mae and Freddie Mac to allow the use of appraisal alternatives to reduce the need for appraisers to conduct interior property inspections for eligible mortgages through May 17, 2020.

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© BruceLund

  59 Hits

AQB Proposes Update to Appraiser Criteria

The Appraiser Qualifications Board (AQB) released proposed changes to the Appraiser Qualification Criteria.

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© BruceLund

  79 Hits

NAR Policy is All About Appraiser Independence

The chair and co-chair of NAR’s Real Property Valuation Committee made a few remarks on video about NAR’s appraiser independence policy last week during the 2018 REALTORS® Legislative Meetings in Washington. 

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© BruceLund

  36 Hits

NAR Testifies on USPAP

On October 11, 2019, NAR provided comments on the Appraisal Standards Board's (ASB) concept paper reforming the evaluation standards in USPAP.

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© BruceLund

  60 Hits

Agencies Increase Residential Appraisal Threshold

The Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively “the Agencies”) adopted a final rule increasing the threshold for requiring an appraisal in residential real estate transactions from $250,000 to $400,000.

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© BruceLund

  51 Hits

Appraisal Foundation Seeks Comment on Evaluations

The Foundation's Appraisal Standards Board (ASB) is seeking input on whether USPAP should address standards for evaluations, and if so, how to differentiate that from appraisals.

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© BruceLund

  41 Hits

NCUA Increases Commercial Appraisal Threshold

The National Credit Union Administration (NCUA) Board a final rule increasing the threshold below which appraisals are not required for commercial real estate transactions from $250,000 to $1,000,000.

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© BruceLund

  49 Hits

North Dakota Appraisal Requirement Waiver Decision

The Board of the Appraisal Subcommittee held a public meeting to determine action on a waiver of appraiser credentialing requirements for federally related transactions under $500,000 for 1-to-4 family residential real estate transactions and under $1,000,000 for agricultural and commercial real estate transactions throughout the State of North Dakota for a period of not less than five years.

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© BruceLund

  48 Hits

North Dakota Appraisal Requirement Waiver Request

Comments on the North Dakota's request for a waiver of appraiser credentialing requirements must be received by the Appraisal Subcommittee (ASC) of the Federal Financial Institutions Examination Council (FFIEC) on or before July 1, 2019.

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© BruceLund

  48 Hits

VA Appraisal Request Change

As of May 16, 2019, the Department of Veteran's Affairs will require that the ordering of an appraisal related to the VA Home Loan program must have the Certificate of Eligibility (COE) be in  "Active or Pending" status.

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© BruceLund

  42 Hits

Are Hybrid Appraisals Becoming the New Normal In Real Estate Transactions?

With advancements in technology and the rise of big data, alternatives to the traditional appraisal field are beginning to become more prevalent in the U.S.

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© BruceLund

  38 Hits

NAR Comments on Appraisal Threshold

NAR submitted comments to the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation (collectively “the Agencies”) on a the threshold for requiring an appraisal in commercial real estate transactions to $400,000 from the current level of $250,000.

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© BruceLund

  32 Hits

[Video] Ep.6 Gratitude vs. Affirmations

I was “resistant” to gratitude as of last year and even called it the “feel good
movement” singing Kumbaya, but have since adopted gratitude and affirmations into my
daily schedule. Mainly because of how powerful the subconscious mind is and the
importance of building and protecting our confidence daily.

There’s a couple points to go over today:
1) What’s the difference between affirmations and gratitude
2) What’s the SCIENCE behind why they work
3) How to build into your daily routines and habits

Part I: Gratitude vs. Affirmation
Gratitude = the quality of being thankful; readiness to show appreciation for and to return
kindness. "she expressed her gratitude to the committee for their support"
– I’m not yet where I WANT to be but thank goodness I’m not where I once was.
– I GET to vs. I “have” to
-Opportunity vs. obligation

Affirmation = the action or process of affirming something or being affirmed.
-It’s not a matter of “if” but a matter of WHEN I make it
-I’m one CALL or CONVERSATION away from a major breakthrough
-I am a successful person. I am just as good at what I do as anyone else.
-It’s my DUTY to fight to earn business.

Part II: The SCIENCE behind gratitude
1) Gratitude makes us happy… but it takes several months because:
– Cultivating gratitude is a skill. Ability to “self-generate” feelings of gratitude on
command.
– Gratitude is a personality trait. Some people have more grateful personalities.
2) Gratitude makes us HEALTHER
– Exercise more. Don’t get sick as often. Sleep better.
3) Gratitude makes people LIKE us…
-Nicer, more trusting, more social, and more appreciative. Deeper relationships…
Other traits include:
– Career trajectory
– Strengthens our EMOTION meaning higher emotional intelligence (#1 success
indicator)
-More optimistic = daily gratitude journal means increase in optimism 15% and
5% for weekly

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© BruceLund

  150 Hits

Ep.6 Gratitude vs. Affirmations

I was “resistant” to gratitude as of last year and even called it the “feel good
movement” singing Kumbaya, but have since adopted gratitude and affirmations into my
daily schedule. Mainly because of how powerful the subconscious mind is and the
importance of building and protecting our confidence daily.

There’s a couple points to go over today:
1) What’s the difference between affirmations and gratitude
2) What’s the SCIENCE behind why they work
3) How to build into your daily routines and habits

Part I: Gratitude vs. Affirmation
Gratitude = the quality of being thankful; readiness to show appreciation for and to return
kindness. "she expressed her gratitude to the committee for their support"
– I’m not yet where I WANT to be but thank goodness I’m not where I once was.
– I GET to vs. I “have” to
-Opportunity vs. obligation

Affirmation = the action or process of affirming something or being affirmed.
-It’s not a matter of “if” but a matter of WHEN I make it
-I’m one CALL or CONVERSATION away from a major breakthrough
-I am a successful person. I am just as good at what I do as anyone else.
-It’s my DUTY to fight to earn business.

Part II: The SCIENCE behind gratitude
1) Gratitude makes us happy… but it takes several months because:
– Cultivating gratitude is a skill. Ability to “self-generate” feelings of gratitude on
command.
– Gratitude is a personality trait. Some people have more grateful personalities.
2) Gratitude makes us HEALTHER
– Exercise more. Don’t get sick as often. Sleep better.
3) Gratitude makes people LIKE us…
-Nicer, more trusting, more social, and more appreciative. Deeper relationships…
Other traits include:
– Career trajectory
– Strengthens our EMOTION meaning higher emotional intelligence (#1 success
indicator)
-More optimistic = daily gratitude journal means increase in optimism 15% and
5% for weekly

Continue reading

Copyright

© BruceLund

  252 Hits

Ep.5 Spend Time with Talent: Chad Nash

From $0-$290k GCI in Year One

How Chad Nash broke into the real estate industry and close over 30 deals and
close to $300,000 GCI in his first year. Even while being a single parent. Chad explains how he
learned to “treat his business like a business” early on through the 3-pillars of his business.

2:00 = Why Chad got into Real Estate and early success

4:30 = Treat real estate like a business

7:30 = Work-Life Balance and intentional Congruence as a single parent

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Copyright

© BruceLund

  209 Hits

[Video] Lifestyle Entrepreneur

Lifestyle Entrepreneur for Real Estate

What is a lifestyle entrepreneur?
A “lifestyle entrepreneur” is an entrepreneur who makes their living online.
• They don’t have a physical location or need one to operate. All they need is a laptop and connection to the Internet to manage their business.
The true meaning.
Lifestyle entrepreneurship simply means you create a business around the kind of lifestyle you want. It’s not that you work in your business and then come home and live.

How to build a business the SERVES your life vs. runs your life
• Do the things you enjoy with the people you enjoy
• Be a person of interest/influence in your community
• Leverage when you go on vacation
• Leverage your hobbies and interests
o Run your business like a business
• Daily non-negotiables
o Create a sense of urgency

The post [Video] Lifestyle Entrepreneur appeared first on 90-Day Sales™.

Original author: BSM Vault

Copyright

© BruceLund

  267 Hits