Come join us in expanding your knowledge on credit and down payments with Supreme Lending. Learn from industry experts on how credit and down payments work. Learn how your credit score is determined, and what things impact your credit score. Talk with mortgage experts to learn more about down payments, how much is needed and how costs are affected. Your new knowledge will surely help you create more business in the future.

Credits - 2

Instructor Name - Natalie McLachlan

In a world of increasing home prices, manufactured homes have become an affordable housing choice for many people. However, manufactured homes are not real estate. As such, these transactions are very different and can be very confusing and high risk. In 2020, the Colorado Real Estate Commission's forms committee approved manufactured home forms for use by real estate brokers. This course is a detailed analysis of these forms that goes through all the contracts line-by-line and analyzes why manufactured homes can be such dangerous transactions. If you have any interest in listing or selling a manufactured home, or are supervising those transactions, this class is a MUST.

Will we see a rise in short sales and foreclosures again? Many experts predict a wave of evictions and foreclosures that could lead to a drop in equity and an increase in seller's needing a short sale. The purpose of this course is to give students a deep knowledge about the short sale process, the foreclosure process and step by step training on the logistics of achieving a successful short sale for their real estate clients. The class provides instructions on how to connect clients with the correct advice needed to achieve the best outcome in the event that they find themselves in default under their current loan. Additionally the course will help employing brokers to teach their brokers about the short sale process and the logistics of achieving a successful short sale.

Cost - $40
Credits - 4

Instructor Name - Roxane Webster
Company Name - Cox Education

How does a property going through probate affect the process of selling or buying real estate? We will review the different methods for transferring real estate in Colorado operation of law, beneficiary deeds, probate, and trust administration. If you have had any issues with buying or selling probate owned by a trust or estate, this course will explain the impact of probate or trust administration on the sale contract and timeline, the additional documentation required, changes to the closing process, and frequent mistakes and problems encountered.

Cost - $40
Credits - 3

Instructor Name - MICHAEL SMEENK
Company Name - Frascona, Joiner, Goodman and Greenstein, P.C.,

Investing doesn’t need to be complicated as anyone can get into the market. This class will cover tools to help you or your clients succeed in acquiring investment property.

This class is the next step in preparing to purchase an investment property and come up with a plan.

- Quick market overview- Is this the time to buy?
- Detailed calculations to determine a good investment such as cap rate, return on investment and monthly cash flows over time.
- Property management- If you don’t want to deal with it, what do they exactly do for you? What are the costs and benefits of using a professional? 15-20 minute overview
- Mortgage options
- Now is the time to maximize cash flow with the low rates
- Ideas for down payment
- Basic understanding of the requirements for qualifying.

You will succeed rather you are running a complicated analysis or just buying a property with little analysis.